74th Annual Meeting at the IMAX!!!

March 13, 2208 marked the 74th Annual Meeting of the Avista Corp. Credit Union. Over 240 members and their families gathered at the IMAX Theater to enjoy dinner, the Credit Union's business meeting and elections, and a movie.

The elections were held to name four Directors for three year terms, and two Supervisory Committee members for three year terms. Al Fisher, Randy Cloward, Cam Mallon and Bill Phipps were re-elected to the Board of Directors, while Teresa Carter and Jeanne Pluth were elected to the Supervisory Committee. Congratulations and thanks to these members who volunteer their time to your member-owned, not-for-profit Credit Union.

Tips to Safeguard yourself against Identity Fraud!

Most consumers are overwhelmed and unsure of what steps can be taken to protect against identity theft.  Here are the six most effective tips:

1. Consumers should frequently monitor their bank and credit card accounts online.  These consumers are most likely to uncover fraud the fastest.
2. Annually review your credit information.  You can obtain one free report from the the top three reporting agencies at AnnualCreditReport.com or by calling 1-800-322-8228.
3. Do not provide sensitive personal information over the phone unless you placed the call to a trusted location.  This includes Social Security Numbers, Personal Identification Numbers (PIN’s), or account numbers. This same rule applies to e-mailing.
4. Keep your operating systems updated on your computer.  This includes firewall, browser, anti-spyware and anti-virus security software.
5. Make financial transactions online; which replaces paper invoices, statements and checks with electronic versions.  If you choose paper, be sure you have secure postal boxes for sending and receiving mail.
6. Minimize access to your personal information wherever possible.  Don’t carry Social Security cards and debit &/or credit cards or checks you don’t need.  Don’t leave sensitive information out in the open.

Avista Credit Union Increases Share Deposit Limits

The Credit Union has increased the limit for share savings from $60,000 to $80,000 per member for primary members, and $40,000 for their children's accounts.

About the Credit Union

The Credit Union is open Monday through Friday from 8 a.m. to 5 p.m.  Transactions can be done in person or requested by phone until 4 p.m., with pick up and all other services offered until 5 p.m.  A convenient interactive voice response system gives you access to your accounts 24 hours per day. All it takes to join is a $5.00 deposit to open your account.  For your convenience, payroll deduction is available to have funds sent directly from your paycheck to your savings and loan accounts.

Ralphine Fallquist - Manager ext. 8067, Terri Hayes - Loan Specialist ext. 4154, Cathy Denham ext. 4195 and Cheri Kelley ext. 2279 - Member Service Representatives, staff the Credit Union.  Please call extension 4921 or 2279 for more information and to receive a “New Member” packet.  Join today, and discover the Credit Union difference!

A Debit Card That Pays You!

The Avista Corp. Credit Union's Visa® Check Card is a great way to both spend and save! It earns the same great dividend as your share savings account. With interest paid quarterly, you can easily offset nominal ATM fees, which are virtually the only fee applicable to the account. Worldwide, your card can be used anywhere that Visa® is accepted. Call a Credit Union representative for a Debit Card application today!

Dividend Declared

The Avista Corp. Credit Union announces your 2008 first quarter dividend rate of 3.80% with an annual yield of 3.85% payable on April 1, 2008. Contact a Credit Union employee for further information about the fees and terms applicable to the advertised account.

Discount Tickets

Avista Corp. Credit Union currently has discounted tickets for the new Riverfront Park Skyride, IMAX movies, Riverfront Park and Regal Cinemas. Call or stop by for savings on tickets to these events!