Home Equity Loans
Get your project started.
You have projects. Avista Corp. Credit Union has affordable financing to help get them started. With low rates, no fees and fast fundings you’ll have plenty of time and cash to finish the “to do list”
A home equity line of credit (“HELOC”) is an excellent choice when you want a line of credit to pay for certain expense as they arise. You can use the funds for whatever purpose you deem necessary and can advance the funds easily from online banking or just calling us.
- No fees
- Competitive interest rate of Wall Street Journal Prime rate +.25%
- Interest may be tax deductible (consult your tax advisor)
- Borrow up to 80% of your appraised home value for qualified borrowers. (less any mortgages)
- Minimum loan amount $10,000.00
- Interest only minimum payments
Home Equity Loan
When you have a particular purchase in mind, need a lump sum payment, or desire the structure of a fixed rate loan, the Avista Corp Credit Union 7 year home equity loan is an excellent choice!
- 3.75% APR
- Lump sum loan at a fixed rate
- Interest may be tax deductible (consult with a tax advisor)
- Borrow up to 80% of your appraised home value for qualified borrowers (less any mortgages)
- Low fees
Imagine what you could do
- Remodel your home
- Consolidate high interest debt
- Pay for College Tuition
- Any other needs you may have