Home Loans

Here at Avista Corp. Credit Union we have years of experience working with borrowers to find you the right loan for your situation. Our primary goal here at Avista Corp. Credit Union is to help you the member create personal wealth through low interest rates and even lower closing costs. Our closing costs continually run half of what other lenders charge, providing you with a tangible value from the start of your investment.

Explore Options

Why Avista Corp. Credit Union

Local Spokane mortgage service We do not sell our mortgages Competitive rates Easy approval process Fast closing times, typically less than 30 days Low fees & closing costs

Mortgage Options

We have many options to fit your needs

10 year mortgage 15 year amortized mortgage 30 year amortized mortgage Our Mortgage Options

Plan & Prepare

What to expect

Learn how to get from here to "hello new home" Our Process

Do the Math

Mortgage Refinance Breakeven Calculator Fees typically charged (Origination fee, Appraisal, Title Insurance, Credit Report, Attorney Closing & Doc Prep Fee, Recording Fee, FEMA)

Origination fee of .50% charged on all mortgage loans.

Get Started

Apply Online get pre-approved - complete our online application

Request a Quote request a personalized quote from Avista Corp. Credit Union

Call 509-495-2000 talk to a loan officer Monday - Friday, 8am-5pm