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Mortgage Options

More options for more homebuyers

Choosing the right home loan can seem overwhelming, but with guidance from a loan officer at Avista Corp. Credit Union you're sure to find the perfect fit. Whether you’re buying your first home, want to refinance, or are thinking about consolidating debt, our options offer low rates, flexible terms and unbeatable fees.

30 Year Mortgage

Term This product is a 10/10/10 ARM*. This loan will adjust at the end of the 10th and 20th year.
Max Loan to Market Value Ratio Borrow up to 80% of the value of the home.
Rates 3.3394% APR**
Adjustment Cap Loan can adjust a maximum of 6% over life of loan.
Mortgage Insurance No PMI insurance.
Maximum Loan Amount $400,000.00


15 Year Mortgage

Term This product is a 10/5 ARM*. This loan will adjust at the end of the 10th year and remain fixed for the duration.
Max Loan to Market Value Ratio Borrow up to 80% of the value of the home.
Rates 3.1699% APR**
Adjustment Cap Loan can adjust a maximum of 6% over life of loan.
Mortgage Insurance No PMI insurance.
Maximum Loan Amount $400,000.00


10 Year Mortgage

Term This product is fixed for the duration of the loan.
Max Loan to Market Value Ratio Borrow up to 80% of the value of the home.
Rates 3.1365% APR**
Adjustment Cap Fixed for length of loan.
Mortgage Insurance No PMI insurance.
Maximum Loan Amount $400,000.00

*ARM = Adjustable Rate Mortgage. **APR = Annual Percentage Rate.

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